FOR FURTHER INFORMATION CONTACTRandall H

Bank ofAmerica shares rose 7.2 percent to $8.92 while Citigroup gained8.6 percent to $4.16. The Dow Jones industrial average .DJI was up 87.45points, or 1.06 percent, at 8,299.94. The Standard & Poor's 500Index .SPX was up 10.86 points, or 1.29 percent, at 854.60.The Nasdaq Composite Index .IXIC was up 21.04 points, or 1.39percent, at 1,532.88. (Editing by James Dalgleish) Stocks Global Markets Bonds Funds News ETFs News. AUSTIN, Texas, Jan 16 /PRNewswire-FirstCall/ Citizens, Inc. Class A Common stock.Integrity Capital is the parent ofIntegrity Capital Insurance Company, an Indiana life insurance company.The agreement is subject to approval by Integrity Capital's shareholders andinsurance regulatory authorities in Indiana.In consideration of thistransaction, all Integrity Capital shareholders will receive one share ofCitizens, Inc. stock for three shares of Integrity Capital stock.Thetransaction is valued at approximately $9.7 million.Following the closing,which is expected in the first quarter of 2009, Integrity Capital willcontinue to operate and expand its life insurance business in Indiana.

For theyear ended December 31, 2007, Integrity Capital had $10.0 million in assetsand $2.7 million in revenue Citizens, Inc. is a financial services company listed on the New York StockExchange under the symbol CIA. The Company plans to achieve $1 billion inassets, $250 million in revenues and $10 billion of life insurance in force by2010, via the worldwide sale of U.S. Dollar-denominated whole life insurancepolicies, coupled with the acquisition of other life insurance companies.Citizens, Inc Class A common stock closed at $8.50 on January 15, 2009. Information herein contains forward-looking statements within the meaning ofthe Private Securities Litigation Reform Act of 1995, which can be identifiedby words such as "may," "will," "expect," "anticipate" or "continue" orcomparable words.In addition, all statements other than statements ofhistorical facts that address activities that the Company expects oranticipates will or may occur in the future are forward-looking statements. Readers are encouraged to read the SEC reports of the Company, particularlyits Form 10-K for the fiscal year ended December 31, 2007, its quarterlyreports on Form 10-Q and its current reports on Form 8-K, for the meaningfulcautionary language disclosing why actual results may vary materially fromthose anticipated by management.The Company undertakes no duty or obligationto update any forward-looking statements contained in this release as a resultof new information, future events or changes in the Company's expectations.

The Company also disclaims any duty to comment upon or correct informationthat may be contained in reports published by the investment community.FOR FURTHER INFORMATION CONTACT:Randall H. RileyVice President, Investor Relations(512) SOURCECitizens, Inc.Randall H. Riley, Vice President, Investor Relations of Citizens, Inc.,1-512-837-7100, . BURLINGTON, MA, Jan 16 (MARKET WIRE) Kalido today announced that it has been named a "Company to Watch" inthe Information Management category by InformationWeek Business TechnologyNetwork's Intelligent Enterprise in its 10th Annual Editors' ChoiceAwards. The 2009 awards emphasized the need for leaders ininnovation and business optimization in a down economy. According to Intelligent Enterprise: "Kalido has done well as apioneer of flexible modeling with its Kalido Information Engine. In 2008,Kalido took another step beyond static approaches to data warehousedevelopment with the Business Information Modeler." The winners were chosen by a group of 12 Intelligent Enterprisecontributors, with Editor-in-Chief Doug Henschen responsible for the finalselection. The contributors are: Rajan Chandras, integration expert andauthor; Cindi Howson, BI Scorecard; Seth Grimes, Alta Plana; SandyKemsley, Kemsley Design; Nelson King, software development expert; DavidLinthicum, data integration and Enterprise 2.0 expert; Mark Madsen, ThirdNature; Curt Monash, Monash Research; Alan Pelz-Sharpe, CMS Watch; MarkSmith, Ventana Research; David Stodder, information management and BIexpert; and Kas Thomas, enterprise architect and software expert.Kalido Information Engine(TM) makes data warehouse management easy Highlighted in Intelligent Enterprise, the Kalido Business InformationModeler is a key component of the Kalido Information Engine.